At EMC, you'll put your skills to good use as an important member of our team. You can count on gaining valuable experience while contributing to the company's success. EMC strives to hire and retain the best people by engaging, developing and rewarding employees.
Essential Functions:
Collaborates with people leader to execute company underwriting framework within Retail & Services business segment.
Lead research, coordinate strategy, administer and develop products and programs at enterprise level.
Create and communicate best practices and underwriting guidance within the Retail & Service business segment.
Serve as a technical expert in Retail & Service business segment, offering guidance on underwriting issues and strategy.
Evaluate complex underwriting risks and provide analysis and guidance to underwriting team in determining acceptability of business.
Provide guidance and/or approve accounts above branch underwriting authority.
Act as a strategic partner for other corporate departments
Analyze premium, loss data and other key reports on monthly and quarterly basis to ensure long-term profitable growth.
Review underwriting & loss results to identify underlying trends impacting results and make recommendations to people leader on potential actions.
Proactively communicate and make necessary recommendations to people leader for improvements needed to meet company goals and improve underwriting results.
Recommend & develop new product ideas for the Retail & Services business segment.
Participate in special projects with other strategic partners within the organization as a representative of the Retail & Services business segment.
Partners with people leader to perform the cost and benefit of market opportunities and product initiatives.
Provides analysis and research to people leader in development of short-term and long-term strategies in support of enterprise wise business and profitability goals
Reviews insurance publications and keeps current on issues by attending seminars and participating in formalized continuing education
Represents Corporate Underwriting and EMC on various committees and events as appropriate and approved
Maintains expert knowledge including state regulations, coverages, operational processes, underwriting criteria and system application and tools.
Prepares and teaches underwriting workshops and seminars for underwriting team
Assists in training staff and prepares articles, segment-specific position papers and underwriting bulletins
Education & Experience:
The education and experience below are required for the job unless labelled as preferred:
Bachelor's degree, preferably in an insurance or business-related field, or equivalent relevant experience
Eight years of experience with commercial property and casualty underwriting experience
Staff underwriting experience within assigned line of business or business segment preferre
Insurance certifications, such as CPCU, AU or CIC
Knowledge, Skills & Abilities:
The knowledge, skills and abilities below are required for the job unless labelled as preferred:
Excellent knowledge of countrywide underwriting techniques, terminology, policies, and forms
Strong underwriting judgment and decision-making skills
Excellent written and verbal communication skills, including the ability to speak effectively before groups
Ability to work effectively with others, as well as independently and possess demonstrated problem-solving abilities
Good computer knowledge, Internet and keyboarding skills
Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if driving
Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.
All of our locations are tobacco free including in company vehicles.